Quote:
Originally Posted by Bob K
I think Florida is 'no fault' so his insurance would pay anyway but he wouldn't have to pay the deductible if the other person could be found. I'm sure they will not raise his rates.
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It totally depends on the company.
Where one will forgive one claim, another won't.
The difference is in subrogation.
If the other driver were known, the insurance company would pay his repair costs, then go after the other guys insurance company to recover thier costs.
Quote:
Originally Posted by ClockworkC5
since the person is long gone, do you think i will have to pay the deductible?
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Yes.
If you have it done, they pay the repair facility, minus the deductible.
You have to pay the deductible.
Sometimes, you can work a deal with the repair facility...but I ain't gettin' into that
Another option.
Take the repair $$$$ and:
1) Have someone do it cheaper,
2) Do it yourself,
or
3) Don't do it at all, and pocket the $$$.