Allstate insured my home and vehicles for many years before moving to FL a few years ago. Allstate continued to insured everything after my move. I started to question my auto premium as my DD was a beater van for which I paid $500+ every six months. I have a perfect driving record, so no problem there. I replied to a Geico promo I received and my premium dropped by half with the same coverage. I asked about my 79 Corvette which has a high appraisal value. They referred me to another company which beat Hagerty by half, same coverage with 3000 mile limitation. Then Allstate dropped my home policy because of the hurricanes. It seems they just want to insure you if there is little risk of your filing a claim. What I'd like to know is what the insurance companies did with all the insurance money collected during the 10 year stretch of no hurricanes?
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