Quote:
Originally Posted by Shadow
PM coming your way.
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Thanks I got the information. I was gonna call up today but ended up finding out I needed to renegotiate my financing terms. I caught them screwing around again. Fortunately, you have time to change the terms via canceling it and showing up with a check from another lender.
I went to State Farm and they said they could do better and include the gap insurance (they call it debt cancellation). I did not purchase gap from the dealer as they wanted 699 bucks for it. WTF is up with that???????????
I called first thing this morning and told the dealer that I found another lender and I will be coming with a check to pay the balance this morning and don't sent the agreement out to their lender. I didn't get a call back for hours and said, screw this, I am driving up with my check from the new lender and end this BS once and for all.
When I got there they were actually nice and polite. They knew I wasn't in any mood to "f" around with them. They pretty much beat the rate offered at the new lender and threw in the gap insurance at no extra charge. On this form it said $399 was waived. WTF????? They tried to sell it to me two days ago for $699. That was pathetic, but I am at a stealership.
I know their tricks and play them hard. I got caught because I bought the car on a Sunday and original had another lender at a higher rate as I was going to buy an older vette at first. When they told me they could beat that rate I said okay. But it turns out they were trying to milk me for more money. Homey don't play that.
If any of you get intimidated by dealers and want a buddy to swing along with you and you live nearby I will go with you. I love telling these mofo's what do to with their products and games they play!!!!!