Car Insurance...

[ynkedad]

Why is it that guys are penalized (when it comes to car insurance) until they're 25 ?
Our agent (a female) said that's just the way it is.. like that was supposed to make me feel better.
So, I started ing after that explanation to the point of Angel having to kick me under the desk.
I told our agent I didn't "get it"... Guys are penalized from the day they get their license, BEFORE they do ANYTHING wrong, where as gals are given the benefit of the doubt by not being penalized till they do something wrong
WTF ever happened to equal rights?!!! Talk about age Discrimination!!! How TF is that fair???? A guy has to pay more for their Insurance for roughly NINE years, just because they're a guy?! Can you say PROFILING!

Our agent said.. well it's legal, because "statistics" have proven that guys are more of a risk when behind the wheel of a car.

I asked our agent how old those statistics were and how often are they updated? She had no idea.

[als2052]

And if you take it a little further, your rates come down when you get married. Like getting married is going to convert your into a flawless driver. On the whole the insurance industry needs to be overhauled completely and closely monitored but they seem to be lining everyone's pockets except ours.

[Ms. AntiVenom]

If anything being married makes you a worse driver,
Kids in the back kicking your seat,
you trying to smack their feet,
the little women's mouth a yappin

[larrybroga]

During my 25 years as a LEO, I found the worst drivers by far to be females 20-30 yoa. They are not attentive, distracted easily and always in a HURRY. Unfortunately, most of your soccer mommies in their SUV's full of screaming kids fall into this category.

[Ms. AntiVenom]

Im a good driver, Im very attentive for my age, Got my driver liscence when I was 25 (had a few seizures when I was 16-17 and couldent get them)

I wont drive further than 4 miles a day, and Im scared of everyone around me call it a phobia, Funny that Ive allways liked/owned muscle cars and worked on them, but I wouldent drive intill almost 2 years ago

["Backyard Mechanic"]

Be glad you only have one boy,try paying for two under 25
I do believe girl driver's are worst then boys,but don't tell them that

[jcb_njb]

Originally Posted by als2052

And if you take it a little further, your rates come down when you get married. Like getting married is going to convert your into a flawless driver. On the whole the insurance industry needs to be overhauled completely and closely monitored but they seem to be in everyone's pockets except ours.

OH, they are in our pockets alright. Taking money out.

[Z06 Rocket]

And the new scam is to use credit checks to determine rates. They say poor credit shows a lack of control,,, regardless of what your record is like. You could have no accidents and get jammed on your credit from a divorce or whatever and blammo you have much higher rates.

One other scam I have heard of is installing GPS in cars and determining how safe you are based on your driving times, locations, and actual speeds. Get caught driving even once in awhile in an accident prone area, or speeding once, and blammo your rates go up!

[Gary S]

All's I know is I pay a lot of money for car insurance and they're making lots of money off me.

[85vette]

We really get slammed for living in Florida too. I checked rates on the same vehicles I own in North Carolina and the rates dropped by half!