[Rich427]

Hey Chuck,

Sorry I did not respond to this earlier, but Joyce and I just got back from the Keys this afternoon.

I know what you are going through, we went through it last year. We wound up selling our house up there for about $60k less than what everybody said it was worth. But I am glad it is gone and I haven't looked back. You and Pat will be in the same situation soon. You'll figure out a way to muddle through this situation.

Let us know if we there is something that we can do to help.

Rich